Ouch! Nothing takes a chunk out of your bank account quite like a military move. It’s astonishing that no matter how well you plan and budget, there are still items you’ll need to purchase at your next residence.
Sometimes we leave things behind (like that BBQ grill or our vacuum that was necessary to clear housing), we’re in the market for new furniture (our kids need bigger beds, or it’s finally time to get rid of that old sofa), or perhaps the appliances we used overseas will no longer work with a standard US 110 voltage.
The last thing you want to do is start life at your next duty station with a drained bank account and a maxed out credit card all because you had to purchase items that make a house a home. This is especially true if you represent the one in four military families carrying $10,000 in credit card debt, or the 10 percent of families who owe more than $20,000 or more.
Have You Heard of Zebit?
Does the idea of a zero interest, zero fee, and zero penalty credit line sound enticing? It should. Zebit has launched the first and only no-cost credit option for military personnel that never charges interest or fees. To get you started, Zebit is offering active and retired military the opportunity to have a line of $1,000 in interest-free credit with no strings attached. For a limited time, new members will also receive 25% off their first purchase.
The Zebitline—aka the credit Zebit offers—can be spent in the online Zebit Market, which offers 17,000 products and counting. If you decide to make a purchase, Zebit divides the total purchase amount over 6 months. Active duty personnel make 12 semi-monthly payments over 6 months, and retirees make 6 monthly payments to align with pension or pay dates. To demonstrate, here are some items you can shop for in the Zebit Market after your next PCS:
- New vacuum (Black & Decker, Eureka, Hoover)
- New electronics (Sony, Bose, Sharp)
- New refrigerator or washer/dryer (Whirlpool, Frigidaire, General Electric)
- New furniture (La-Z Boy, Simmons)
- New cookware (Rachael Ray, Paula Dean, La Crosse)
- New home decor (Kenneth Cole, Calvin Klein)
- New kitchen appliances (Cuisinart, Hamilton Beach, Sunbeam)
- New kids gear (Graco, Gerber, KidKraft)
- New cell phones (Apple, AT&T, Samsung)
- New grooming and beauty products (Estee Lauder, Braun, Oral-B)
- And when family wants to see your new house (or you’re ready for a vacation) travel options are available (Southwest Airlines, Carnival Cruise Lines)
Wouldn’t it feel good to purchase what you need to set up your new home while paying over time at no added cost? No more hidden gotchas or fees through expensive or deceptive lending practices, just an intelligent line of credit and affordable payment plan from Zebit.
How Zebit Supports Military Families
Military personnel have an average debt-to-income ratio of 46.5, about 10 percent higher than normal, and many retailers and companies don’t offer solid credit options to military members. Zebit is the first and only company to offer no-cost, interest-free credit with financial education and planning tools to help military personnel take control of their everyday financial lives.
Zebit is exclusively available to active and retired military members associated with the U.S. Army, Marine Corps, Navy, Air Force and Coast Guard, with plans for expansion among National Guard, reserves, veterans, and military spouses in 2017.
For every military member that joins Zebit, $10 is donated to organizations including the Intrepid Fallen Heroes Fund, Fisher House, Semper Fi Fund, and the Navy Seal Foundation.
Learn how Zebit works, join, and get shopping at zebit.com/military.
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Jackie Toops
A self-described “Jackie of All Trades,” former Army wife Jackie Toops enjoys exploring the various facets of her personality by chronicling military life, world travels, family, her love of the arts and more. Her academic background is in the fields of Interdisciplinary Humanities, Museum Studies and Nonprofit Management, and she has overseen public relations for museums, galleries and universities. Jackie’s articles have been featured on Army Wife 101, Wall Street International Magazine, SoFluential, HomeAway, Military Biz Connection and FamiliesGo. While stationed in Germany, she regularly discussed her articles on-air with the Armed Forces Network in Wiesbaden. A mother of two, Jackie enjoys coffee, freelance writing, languages and discovering new ways to express herself. Follow her on Facebook and Twitter.
A self-described “Jackie of All Trades,” former Army wife Jackie Toops enjoys exploring the various facets of her personality by chronicling military life, world travels, family, her love of the arts and more. Her academic background is in the fields of Interdisciplinary Humanities, Museum Studies and Nonprofit Management, and she has overseen public relations for museums, galleries and universities. Jackie’s articles have been featured on Army Wife 101, Wall Street International Magazine, SoFluential, HomeAway, Military Biz Connection and FamiliesGo. While stationed in Germany, she regularly discussed her articles on-air with the Armed Forces Network in Wiesbaden. A mother of two, Jackie enjoys coffee, freelance writing, languages and discovering new ways to express herself. Follow her on Facebook and Twitter.