The Army & Air Force Exchange Service is bringing back fee-free layaway, just in time for early holiday shopping. The layaway program ensures military shoppers have plenty of time to pay for gifts while keeping them hidden from prying eyes.

Starting now, the Exchange will waive the $3 service fee for items that are placed on layaway and paid for by Dec. 24—including toys and bikes. Purchases of $25 or more are eligible for the layaway plan.


“The Exchange’s layaway program is a convenient way for shoppers to stock up on gifts for the holidays while staying mindful of their budgets,” said Air Force Chief Master Sgt. Sean Applegate, the Exchange’s senior enlisted advisor. “By waiving the service fee, the Exchange makes it worthwhile for shoppers to give layaway a try and keep gifts hidden from family members who love snooping.”

A deposit of 15 percent is required to hold items on layaway at the Exchange. Shoppers can visit customer service for complete program details and eligibility information.




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Krystel is the mom of two and an Army Wife. In addition to Army Wife 101 she is the Co-Founder of a digital media agency that connects brands with the military market. She has appeared on MSNBC ,FOX LA and formerly was a weekly contributor to HLN's "Raising America". She has written for various outlets including Sheknows and Lifetime and is a big fan of cupcakes and french fries.

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