While doing my morning internet surfing I saw that ToysRus is bringing back it’s holiday layaway program for many of us cash strapped customers.

This shouldn’t be confused with their normal layaway program which is mainly for bigger items.

When does the “All toys” layaway begin: October 15, 2011 in most of it’s stores (check your local store for details)

Payment Schedule: (In their words) “20 percent down payment is required along with a $5 service fee. The store requires that 50 percent of the price of the order must be paid within 45 days and the total due must be paid within 90 days.”

So essentially their is no set dates for payments as long as you make the two main payments within those times frames above.

Click here to learn more ToysRus Holiday Layaway program!

Don’t forget to check out the Walmart Holiday Layaway program also.

For spouses looking to make some holiday cash ToysRUS is hiring over 40,000 people for the holiday season.




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Krystel is the mom of two and an Army Wife. In addition to Army Wife 101 she is the Co-Founder of SoFluential.com a digital media agency that connects brands with the military market. She has appeared on MSNBC ,FOX LA and formerly was a weekly contributor to HLN's "Raising America". She has written for various outlets including Sheknows and Lifetime and is a big fan of cupcakes and french fries.

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